OSSTF District 18
Teachers' Bargaining Unit
Information for
Members
Benefits
How to Enroll in OTIP Benefits
Making Changes to Who is Covered by Benefits
If 31-Day Life Event Window is Missed
Life Insurance Beneficiary Designation
Additional Resources
The Ontario Secondary School Teachers Federation has contracted the Ontario Teachers' Insurance Plan (OTIP) to provide a wide range of benefits that you can access.
The OTIP benefits booklet can be viewed online through the member's portal. Go to www.otip.com and log in to your member account. Select ‘My Group Benefits’ to view your dashboard of options. This web page gives you the option of viewing health or dental claims, coverage details, available balances, and plan information. Address, Banking, and Coverage changes can be made through the member portal. Claims can also be submitted online through this portal.
If you need any additional information or clarification, contact Erin Doupe, TBU Benefits Officer
New to the TBU? Enrol in the Benefits Plan as soon as you receive your enrolment email. If you received an enrolment email from OTIP, you can enrol yourself and/or your eligible family members in your group benefits plan. To make sure you get the coverage you need, you must enrol by the deadline indicated in the enrolment email.
How to Enrol in OTIP Benefits.
1. Go to www.otip.com
2. Register for a "My Member Account".
3. Enter a non-work email for your preferred email. Then create a password.
4. Enter your login information (OTIP Identification Number can be found in your enrolment email).
5. Set up your new password and security questions
6. Select your Group Benefits plan, click "Manage my benefits plan," and choose "Start" under the New Hire/Newly Eligible event.
Making Changes to Who is Covered by Your Benefits
Have you been living with a common law partner for six months? Recently gotten married or divorced? Expanded your family? Acquired more sections of contract? Need to add a spouse to your benefits because they have had a change in employment? Etc.? If so, these count as a change in life event, and they need to be registered with OTIP within 31 days of happening.
To do this
1. Go to www.otip.com
2. Click "Log in" at the top right corner of the page.
3. Click "My Group Benefits"
4. Click "View dashboard"
5. Under "My Plan", select "Make changes to my coverage, dependants & beneficiaries".
What Happens if the 31-day Window to Register a Life Event is Missed?
If you do not apply for benefits for yourself or an eligible dependant during the 31-day window, you are considered to be ‘a late entrant'. This means that you will be required to complete an Application for Insurance and Evidence of Insurability, which determines proof of good health. Coverage may be denied for you and/or your dependent(s). If you have questions about qualifying life events or how to make changes to your benefits coverage, please contact OTIP Benefits Services at 1‑866‑783‑6847.
Life Insurances Beneficiary Designation
If you experience a significant life event that changes your circumstances and you do not update your life insurance beneficiary, your life insurance benefits may be paid to an unintended recipient in the event of your death.
A beneficiary designation change form must be completed. Log in to your OTIP account - select "My Benefits". Then "Enrol/Make Changes" followed by "Beneficiary Change Event". This needs to be completed, printed, signed by you, and mailed back to OTIP.
Additional resources available through our Benefit Plan
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For support with a personal or family cancer diagnosis > CarePath Services
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Free counselling, financial, legal, nutritional, and family support services > UGDSB EFAP - Employee and Family Assistance Plan
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Free 24/7 counselling services in addition to EFAP > Telus Health
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Digital Cognitive Behavioural Therapy > Starling Minds
